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The EASY way to look after your car!


SMARTPAY is the simple and easy way to spread the cost of your vehicle repairs - INTEREST FREE!

Pay all or some of your repair bill with an interest-free loan. The simple, hassle-free way to spread the cost of your vehicle repairs.

Unexpected car costs can really cause havoc, leaving your budget and bank account in shambles. Whether it’s new tyres, costly brakes/clutch, or some sort of crazy engine malfunction, those unexpected costs can really add up. Be smart use SMART PAY at WJ King.

Has an unexpected repair bill caught you out?

Are you worried about having important vehicle repairs done and getting a huge bill at the end that you can’t afford to pay right now?

Does your car need lots of different repairs fixed and the final bill is beyond what you had accounted for?

How does SMARTPAY work?

  • SMARTPAY will allow you to spread the cost of your vehicle repair bill (anywhere between £250 and £3000* inc VAT) with an interest free loan over 3 - 6 months (0% APR finance).
  • Choose the day of the month that your payment is taken to suit you, all payments are collected via direct debit.

SMARTPAY payment options:

  • Pay Later – Pay nothing on the day and spread your bill over 1-3 equal monthly instalments – no deposit necessary
  • Pay Longer – Pay 25% (deposit) on the day and spread the rest over 4 to 6 equal monthly instalments

The benefits of SMARTPAY:

  • Apply in under 5 minutes
  • 0% APR finance available on all payments
  • SMARTPAY is available on all servicing and repairs, it can also be used for the purchase of parts and accessories

How do I set up SMARTPAY:

  • Our service team will discuss the options with you and give you all available options so you can make an informed decision. We will then walk you through a payment plan that suits your budget and your requirements.
  • This information will be confirmed in an email to you, which will contain the agreed payment plan and details of your car and the problems that are being rectified.

It’s quick, convenient and simple and you can even choose an option which means that you pay nothing on the day the car is collected!

Be Smart - use SMARTPAY!

Available across all WJ KING servicing sites. Terms and conditions and exclusions apply. SMART PAY finance is provided by ASF Auto Service Finance Ltd. *Currently at 0% APR finance, interest free, between £250 and £3,000 inc. VAT over up to 6 months. We only use genuine parts in our workshop repairs. All loans are subject to affordability and other checks, including use of Credit Reference Agency data. Minimum loan is £250. You must be 18 or over. Participating Service Centres only. Finance subject to status. 0% APR. Finance Agreement and full T&Cs available on application in retailer. Available on cars or vans, however, customers cannot put through an application in a business name or address, it must be an individual. Retail customers only. For details of work covered and for full finance details please ask in our Service Centres and Showrooms. Correct at time of publication/amendment 9th September 2019.


Please contact us if you require additional information.