WJ King SMARTPAY.

SMARTPAY IS THE SIMPLE AND EASY WAY TO SPREAD THE COST OF YOUR VEHICLE REPAIRS - INTEREST FREE!

Pay all or some of your repair bill with an interest-free loan (0% APR Representative). The simple, hassle-free way to spread the cost of your vehicle repairs.

Unexpected car costs can really cause havoc, leaving your budget and bank account in shambles. Whether it’s new tyres, costly brakes/clutch, or some sort of crazy engine malfunction, those unexpected costs can really add up. Be smart use SMARTPAY at WJ King.

Has an unexpected repair bill caught you out?

Are you worried about having important vehicle repairs done and getting a huge bill at the end that you can’t afford to pay right now?

Does your car need lots of different repairs fixed and the final bill is beyond what you had accounted for?

How does SMARTPAY work?

• SMARTPAY will allow you to spread the cost of your vehicle repair bill (anywhere between £250 and £3000 inc. VAT) with an interest free loan over 3 - 6 months (0% APR Representative).
• Choose the day of the month that your payment is taken to suit you, all payments are collected via direct debit.

SMARTPAY payment options:

• Pay Later – Pay nothing on the day and spread your bill over 1-3 equal monthly instalments – no deposit necessary.
• Pay Longer – Pay 25% (deposit) on the day and spread the rest over 4 to 6 equal monthly instalments.

The benefits of SMARTPAY:

• Apply using our system below.
• Apply for approval (without affecting your credit score).
• 0% APR Representative finance available on all payments.
• SMARTPAY is available on all servicing and repairs, it can also be used for the purchase of parts and accessories.

How do I set up SMARTPAY:

• Our service team will discuss the options with you and give you all available options so you can make an informed decision. We will then walk you through a payment plan that suits your budget and your requirements.
• This information will be confirmed in an email to you, which will contain the agreed payment plan and details of your car and the problems that are being rectified.

It’s quick, convenient and simple and you can even choose an option which means that you pay nothing on the day the car is collected!

SMARTPAY really is the best way to spread the cost of happy motoring, use our approval system below and make your running costs easy to manage.

Takes just 60 seconds!

Affiliate Customer

Be Smart - use SMARTPAY!

We look forward to welcoming you to WJ King.

Loans available between £250 and £3,000 inc. VAT, interest free over 6 months. We only use genuine parts in our workshop repairs. Available on cars or vans, however, customers cannot put through an application in a business name, it must be an individual. Retail customers only. For details of work covered and for full finance details please ask in our Service Centres and Showrooms. Participating WJ King Service Centres only. SMARTPAY is an unregulated credit agreement provided by Bumper International Limited. We do not charge a set-up fee or interest. Late payment fees will apply. Borrowing more than you can afford, paying late or missing payments may impact your credit score and your ability to borrow in the future. Subject to status, 18+, UK residents only. T&Cs apply.